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 Сал-Ком
Sal- Kom is a client of the Karpos 4 ProCredit loan since its opening. The client uses all services of the branch office. The client’s scope of work includes wholesale and luxury market in Saraj. With the help of the credit products, the owner of Sal-Kom constantly improves and expands the business. The owner of Sal- Kom frequently says: “We grow together”.
 Рахмо Рамовиќ
Rahmo Ramkovic is the Bank’s client since 2003. He lives in the v. of Batinci, and deals with production of linens. The last loan he has used was for building of a business facility.
 Марија Комерц
Maria Commerce is a company registered for sale of tiles and bathroom equipment is one of the first and the most famous companies in this field in Strumica. For the three year period of cooperation, the clients himself states” For the past three years, we reached a new level in the business”.
 INSIDE -Телекомуникации ДОО
INSIDE -Telecommunications Ltd deals with communications (internet and international telephone cards) from 1999 in Ohrid and Bitola, operate in their own business facilities. From April 2007 he has opened a car show room Hyundai. They are users of vehicle loans as well as a loan for a working capital.
 Нехат Јонузи
Nehat Jonuzi from Gostivar has been a client of ProCredit Bank for 3 years. He owns a perfumery and jewelry shop. He is very satisfied with our bank because ProCredit Bank contributed to his growth. Mr. Jonuzi now is one of the most regular clients of the bank.
MEGAN d.o.o.l.
Each day - including the weekends - the owner Dragan Velkovski is supplying fresh milk and yoghurt products to groceries in Skopje. He is distributing his products with his new van, which is financed by ProCredit Bank. He received EUR 5.000 for the van. All members of his family are involved in the cultivation of land for the food for the cows and the production of fertilizers. He also attached a sticker onto the new van, demonstrating his great satisfaction about the good service of the ProCredit Bank.
 
FABER RDV
The main activity of the family business is the production of packing materials in plastics. The 3 owners started the business in 1999 in a village nearby Skopje. A ProInstant loan supported them to buy more raw materials in order to satisfy the increased demand of the local factories in bottles for ketchup, soft drinks and milk products. 7 employees are now working overtime to satisfy the demand.
BAROK
Menka Vuceska worked as a seller of textile products in a state owned company in Macedonia for several years. After gaining the necessary experience she started her own business in Tetovo in 1999. Using family savings as an initial capital, she obtained excellent sales results in the first year, and constantly reinvested the profit in more goods. With the beginning of the conflict in Macedonia she moved her business in Skopje for one year and remained viable in the business although the income noticed a slow fall in the beginning. After the war has finished she wanted to return to Tetovo and continue the businesses in both cities. For this purpose she needed more financial assets to buy new goods. The realization of her plan was supported with the Pro Instant loan that she took from PBB. Now she has two stores and has employed two people more. Her daughter also helps her in the business. Their plan in the future is to start producing textile products by their own.
DUSKA
After being employed as hair dresser for around 20 years, Dusanka Siljanovska employs 4 persons in her own hair dresser salon. Her business principle is to offer the best possible service to its clients, through modernizing the equipment and follow new fashion trends. The EUR 10.000,00 from the ProInstant loan supported her in realising a higher customer satisfaction.
Yellow Pages
For the next edition of the Yellow Pages, Toni Gicevski would like to increase the number of edition from 20.000 to 30.000 copies. To cover the increased costs for printing, he used the loan from ProCredit Bank over EUR 8.500. The directory is widely used throughout Macedonia.
CANELLA
The cake shop is offering only sweets from its own home made production. The cookies and chocolates are produced according old recipes and sold exclusively through the own shops. The owner Ljupco Aleksovski received his first loan ever from ProCredit Bank and invested the EUR 9.000 into the opening of an additional shop.
VELOV
Father and son Blagoj & Aleksandar Velov opened a shop, selling security entrance doors, garage doors and alarm system. Before establishing their own company Blogoj worked for 20 years as locksmith. The loan over EUR 6.000 will increase the stock of goods offered in his shop.
SILVA
Owner Silvana Dimkovska received her first loan ever and now she is selling and arranging flowers. She has been working with flowers for 12 years. Specially in the "weeding season" she has the highest demand. Thanks to the positive development of her business she bought a new shop and employed one additional employee. This has been financed partly via a loan of EUR 10.000 of ProCredit.
GIZA Elektronica
To meet the high demand on security devises for cars, owner Saso Jovanovski decided to increase the working area for his 6 employees. He is importing, selling and installing the electronic equipment from Motorolla. He was impressed by the speed of the loan decision of ProCredit Bank. | 
